Get Your Free Credit Score

3 Credit Reports Are NOT Enough! Get Your Free Credit Score Today!

You’re entitled to your free 3 credit reports each year, one from each of the 3 major credit bureaus. While getting your credit report may be handy, it’s your credit score that really matters. Your credit score is used by lenders of all sizes to determine your creditworthiness and interest rates, NOT your credit report. However, your credit score is NOT included with your free annual credit report. You have to pay to see it. But there’s a way to see them for free. The free credit score providers listed below have been selected from many others that didn’t make the grade. They’re the cream of the top.

Use our top list to find the right provider for you, and get your free credit scores today!

source: freescorereportgov.com

Name Ratings Credit Scores Received Credit Bureaus Monitored Trial Period Summary

Experian
Equifax
TransUnion
Experian
Equifax
TransUnion
Free 7-day Free 3 Credit Scores and 3 bureau credit monitoring

1 Credit Score Experian
Equifax
TransUnion
Free 7-day Free Credit Score and 3 bureau credit monitoring

1 Credit Score Experian
Equifax
TransUnion
Free 7-day Free TransUnion Score and 3 bureau credit monitoring

1 Credit Score Experian
Equifax
TransUnion
Free 7-day Free Credit Score and 3 Bureau Monitoring

Making the List: Top Free Credit Score Providers
You have many options when choosing a free credit score provider. Maybe even too many! The fact of the matter is, most free credit score services make big promises, but fail to deliver. We’ve spent years personally testing the many free credit score services the web has to offer. We created this site to share our findings with you, so you can get your free credit score from the very best, without having to waste your time on the duds.

Here’s the criteria we used to determine the web’s best free credit score services:

#1 – Free Credit Scores
Some offers only provide one credit score from one of the 3 credit bureaus. Others will provide all 3 credit bureau scores.

#2 – Getting Your Credit Score is Easy
It shouldn’t take you very long to view your credit score. Each of the services listed above make getting your credit score so incredibly easy, anyone can do it with just a few clicks of your mouse.

#3 – Credit Monitoring Included
Your credit score can change on a dime, and unless you have credit monitoring, chances are you won’t know about these changes until it’s too late. Each of the services above include credit monitoring to protect you against fraudulent activity.

Why Your 3 Credit Scores Are More Important Than Your 3 Credit Reports
The government guarantees that everyone have access to their 3 credit reports from each of the 3 credit reporting agencies (Experian, Equifax, and TransUnion) for free, once per year. Although your annual 3 credit reports are free, these companies want to charge you to view your credit score.

It’s true that your credit reports provide great insight into your financial health, however it is your 3 credit scores that is most important when it comes to determining your creditworthiness. While your credit report contains all the raw data that is used to calculate your credit score, your credit score is the only thing potential lenders really care about. Luckily, there are a number of third-party credit score providers that will let you view your credit score for free – no strings attached.

However, not all free credit score providers offer the same level of support and insight into your credit status. So, before you sign up for the first free credit score website that you stumble upon, check out the four services listed above, which we’ve determined to be the very best in the business.

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